Retiree
BENEFITS AT RETIREMENT
As a retiree of Miami-Dade County Public Schools (M-DCPS), you are eligible to continue healthcare coverage for you and your eligible dependents, if currently insured. Board-paid healthcare coverage will terminate on the last day of the month of your retirement date. Your retiree benefits will become effective the first day of the following month. You are responsible for the cost of these benefits in order to continue with your coverage through a School Board sponsored plan.
Ten month employees who retire on the last day of the school year will continue to receive Board-paid healthcare coverage until the end of the month of the commencement of the school year (August 31st) and benefits selected as a retiree will become effective on the first of the month following the commencement of the school year. Benefits selected will continue for the remainder of 2022 as long as premiums are paid.
If you wish to continue your benefits as a retiree of the School Board, you must complete, sign and submit your electronic enrollment forms with your selected benefits (Healthcare and/or Flexible Benefits) by the due date provided in your enrollment email.
Additionally, you are eligible to continue to cover your Adult Child dependent. To continue their coverage, you must request an Adult Child application by calling the FBMC Service Center at 1-855-632-7748, Monday – Friday, 7:00 a.m. to 7:00 p.m. When enrolling a dependent, you must also submit dependent eligibility documentation with your enrollment form, even if previously submitted. Both your enrollment form and documentation must be submitted by the due date.
You may decline to continue your current coverage. However, if you do not elect to continue your healthcare and/or flexible benefits at this time, you will never be able to enroll in a School Board sponsored plan. In addition, you must cover yourself in order to cover your eligible dependent(s).
If you have any questions regarding this information or need assistance with your enrollment, you may contact the FBMC Service Center at 1-855-632-7748, Monday – Friday, 7:00 a.m. to 7:00 p.m. Visit www.dadeschools.net. Under Site Map click “2022 Benefits” for additional information regarding your 2022 benefits and rates.
Before You Enroll:
If you are turning 65 or are over 65, you will need to sign up for Part B when you are first eligible in order not to incur a penalty. Please refer to the Eligible for Medicare Part B section below for additional information.
- Verify your provider(s) participation. Remember to always verify provider participation prior to scheduling an appointment or receiving services.
- If covering a dependent, a valid Social Security Number must be provided.
- If selecting healthcare coverage for your family, you must submit dependent eligibility documentation for all covered dependents.
Enrollment At A Glance:
- You will receive your Initial Retiree Enrollment email from FBMC.
- Complete, sign and submit the enrollment forms with your selected benefits (Healthcare and Flexible Benefits) by the due date.
Should you have any questions or need assistance with your enrollment, please email MDCPSretiree@fbmc.com Monday – Friday, 8 a.m. – 4:30 p.m.
Personal Information:
We need an accurate email address for you to receive regular, time-sensitive information. Please make sure that when completing your enrollment form that you provide us with your current home address, phone number and personal email address. Should you need to update your personal information, please send us an email to update our records, including your name and employee number, to: retiree@dadeschools.net or mail to attn: FBMC, Office of Risk and Benefits Management, PO BOX 12241, MIAMI, FL 33101-2241.
Eligible For Medicare Part B:
If you are turning 65 or are over 65, you will need to sign up for Part B when you are first eligible in order not to incur a penalty. For your convenience, visit https://www.cms.gov/Medicare/CMS-Forms/CMS-Forms/Downloads/CMS-L564E.pdf to get the form necessary to sign up for Medicare Part B. Please complete Section A and email the form to Naila Ramos, nramos@dadeschools.net. We are working directly with the Records Department to complete the rest of the form. Once it is completed, it will be emailed back to you.
Group Term Life Insurance Policy:
Metropolitan Life offers you the opportunity to purchase a $5,000 or $10,000 policy at a monthly cost to you and you will be billed semi-annually. To elect this benefit, complete the Group Term Insurance Form, which is included in your enrollment packet. Additionally, you are eligible to convert your Group Term Life Insurance coverage to an individual policy for an amount up to the Life Insurance in force on the date of retirement. For additional information, please contact Metropolitan Life Insurance Company at 1-877-275-6387.
Dependent Verification:
Retirees covering a dependent in their medical, dental, vision, and/or hospital indemnity must submit dependent eligibility documentation (i.e., marriage certificate for spouse, birth certificate for natural children) for each covered dependent.
- Dependent Social Security Numbers are required for each covered dependent.
- Failure to submit this required documentation will result in termination of your dependent coverage.
Please click on the link below for dependent eligibility requirements.
Drop Termination Process:
In order to satisfy your employment termination requirement, you must complete the DROP Termination Notification form. Contact the Retirement Office at 305-995-7080 for assistance. Additional information may be found on their website, visit https://www.hrdadeschools.net/leaveretirement/.
Bencor:
Specializes in creating tax-savings for public employers and their employees through retirement plans for unused sick and/or vacation days. The Plan offers a full array of investment choices for your account contributions, and BENCOR provides local Advisors to help develop a personalized retirement strategy. If you do not choose an investment option, your account will be invested automatically in your plan’s default guaranteed option. Visit www.bencorplans.com to log on to your account and find your Advisor, call (954) 524-4542, or follow them for local BENCOR updates at https://www.facebook.com/Bencor-Miami-Team-102940804700181/
For questions and/or additional information about your 2022 benefits, please use the below contact information.
Medical Companies | |
AvMed Medicare Access HMO: (Miami-Dade County Only and Broward County Only) | Enrollment Telephone Number: 1-800-835-6137 (TTY 711) |
AvMed Medicare Choice HMO: (Miami-Dade County Only and Broward County Only) | |
AvMed Medicare Circle HMO: (Miami –Dade County Only and Broward County Only) | Post enrollment for Member Engagement Center: 1-800-782-8633 (TTY 711) |
AvMed Medicare Premium Saver HMO: (Broward County Only) | |
Cigna Healthcare | Cigna Retiree Specialists: 305-995-4287 or 305-995-7157; Monday – Friday, 8:00 am – 4:30 pm (EST) |
1-800-806-3052; 24 hours, 7 days a week | |
Leon Medicare HMO | 1-866-266-8917 (TTY 711); 8 am – 8 pm, 7 days a week |
Humana Zero Premium HMO (Miami-Dade, Broward and Palm Beach Counties), Humana Passive PPO and Humana Traditional PPO | Enrollment Telephone number: 1-800-824-8242 |
Monday – Friday, 8 am – 8 pm EST (TTY 711) | |
Post enrollment: 1-866-396-8810 | |
Monday – Friday, 8 am – 9 pm EST (TTY 711) | |
UnitedHealthcare (UHC): | Enrollment Call Center: 1-877-870-7923 |
Medicare Advantage Plans | Customer Service: |
Medicare Supplement Plans | Medicare Advantage and PDP: 1-888-867-5548 Medicare Supplement: 1-800-523-5800 |
Prescription Drug Plans (PDP) | 8 am – 8 pm (EST), 7 days a week |
Flexible Benefits | |
ARAG Legal | 1-800-360-5567; Monday – Friday, 8:00 am – 8:00 pm (EST) |
Delta Dental | Customer Service: 305-995-2487 |
Monday – Friday, 8:00 am – 4:30 pm (EST) | |
1-800-693-2589; Monday – Friday, 8:00 am – 9:00 pm (EST) | |
EyeMed | Customer Service: 305-995-1952 |
Monday – Friday, 8:00 am – 4:30 pm (EST) | |
1-866-804-0982; Monday – Friday, 7:30 am – 11:00 pm (EST) | |
Sat 8:00 am – 11:00 pm (EST) | |
ID Watchdog | Customer Service: 1-800-970-5182 |
24 hours/Seven days a week: 1-866-513-1518 | |
MetLife Legal | Customer Service: 305-995-7029 |
Monday – Friday, 8:00 am – 4:30 pm (EST) | |
1-800-821-6400; Monday – Friday, 8:00 am – 8:00 pm (EST) | |
MetLife: Hospital Indemnity | Customer Service: 305-995-7029 |
Monday – Friday, 8:00 am – 4:30 pm (EST) | |
Claims: 1-800-GET-MET8 (1-800-438-6388) | |
Monday – Friday, 8:00 am – 8:00 pm (EST) | |
MetLife: Life and AD&D | Customer Service: 305-995-7029 |
Monday – Friday, 8:00 am – 4:30 pm (EST) | |
Claims: 1-800-638-6420, option #2 | |
Monday – Thursday, 8:00 am – 8:00 pm (EST) | |
Friday, 8:00 am – 5:00 pm (EST) | |
UnitedHealthcare (UHC) Dental | Customer Service: 305-995-7454 |
Monday – Friday, 8:00 am – 4:30 pm (EST) | |
DHMO Dental | 1-800-955-4137; Monday – Friday, 7:00 am – 10:00 pm (CDT) |
PPO Dental | 1-877-816-3596; Monday – Friday, 7:00 am – 10:00 pm (CDT) |
Additional Resources | |
FBMC Service Center (Enrollment Assistance) | 1-855-MDC-PS4U (1-855-632-7748) or 305-995-2777 |
Monday – Friday, 7:00 am – 7:00 pm (EST) | |
Florida Retirement System (FRS) | 1-866-446-9377 |
Office of Risk and Benefits Management | 305-995-7129; Monday – Friday, 8:00 am – 4:30 pm (EST) |
Enrollment
Your Benefits
FAQ's
Rates
Office of Risk and Benefits Management
1501 N.E. 2nd Avenue, Suite 335
Miami, Florida 33132
Mon - Fri, 8 a.m. to 4:30 p.m. ET
www.dadeschools.net
305-995-7129
FBMC Service Center
Monday - Friday, 7 a.m. – 7 p.m.
1-855-MDC-PS4U (1-855-632-7748)