Healthcare Plans

Health Plan Transparency Machine Readable Files https://www.ticmrf.com/59-6000572

This link leads to the machine readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed- amounts between health plans and healthcare providers. The machine-readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data.

Cigna Healthcare Highlights

OAP High

This plan offers a higher level of coverage with a lower out-of-pocket expense when receiving services, while having access to nationwide providers in exchange for a higher premium.

  • No Primary Care Physician selection required
  • No referral for Specialists
  • Nationwide Provider Network
  • Low Deductible – deductible must be satisfied for services subject to co-insurance
  • Lower Primary Care Physician co-payment
  • Lower Urgent Care co-payment
  • $0 co-payment for Telemedicine
  • $0 co-payment for Generic Seven Drug Classes (both retail & 90-day supply)

OAP Standard

This plan offers individuals needing less access to care a lower premium option, with access to nationwide providers in exchange for a higher out-of-pocket expense when receiving services.  

  • No Primary Care Physician selection required
  • No referral for Specialists
  • Co-payments for Primary and Specialist visits
  • Co-payments for Urgent visits
  • Nationwide Provider Network
  • Low Deductible – deductible must be satisfied for services subject to co-insurance
  • $0 co-payment for Telemedicine
  • $0 co-payment for Generic Seven Drug Classes (both retail & 90-day supply)

 

SureFit Plan

This plan offers a lower out-of-pocket expense when receiving services, a lower premium, and a narrow strong network of providers. You must reside in the tri-county area (Miami-Dade, Broward and Palm Beach Counties).

  • Selection of Primary Care Physician required
  • Referrals needed for Specialists
  • Narrow network with a minimum disruption in comparison to the OAP Plans
  • Co-payments for Primary and Specialist visits
  • Low co-payments for Urgent visits
  • A significant lower deductible – deductible must be satisfied for services subject to co-insurance
  • A significant lower Maximum Out of Pocket – The amount that you must pay before the plan covers 100% of all the services subject to co-insurance
  • $0 co-payment for Telemedicine
  • $0 co-payment for Generic Seven Drug Classes (both retail & 90-day supply)

Healthcare Plan Comparison

WordPress Data Table

Cigna Healthcare
24 hours / Seven days a week
1-800-806-3052

M-DCPS Logo in white

Office of Risk and Benefits Management
1501 N.E. 2nd Avenue, Suite 335
Miami, Florida 33132
Mon - Fri, 8 a.m. to 4:30 p.m. ET
www.dadeschools.net
305-995-7129

FBMC Service Center
Monday - Friday, 7 a.m. – 7 p.m.
1-855-MDC-PS4U (1-855-632-7748)